AUTO INSURANCE

If you suffer an accident or your vehicle suffers damage, you can count on the support of your insurance to cover the necessary expenses and repairs. This will allow you to have the peace of mind of knowing that you will be protected at all times.

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WHAT YOU GET.

BODILY INJURY

Bodily injury liability auto coverage will pay if an insured auto is legally obligated to pay damages due to bodily injury to others from an accident (i.e. a covered loss). Auto coverage amounts are selectable in split limits (such as 50/100, 100/300 etc). The first limit indicates the maximum amount (in thousands of dollars) that can be paid in any one accident to any one person for injury or death. The second limit indicates the maximum amount (in thousands of dollars) that can be paid in any one accident (occurrence) for all persons for injury or death. The policy also provides for legal defense costs, subject to provisions in the policy. To opt this coverage, get an auto insurance quote with us.

PROPERTY DAMAGE

Property Damage auto liability coverage will pay for accidental property damage caused by an insured auto to someone else’s property when the insured vehicle’s driver is legally responsible. The policy also provides for legal defense costs, subject to provisions in the policy. For more information about property damage auto liability coverage, contact Vl 17 Insurance Agency.

MEDICAL COVERAGE

Making Medical payments coverage a part of an auto insurance policy may help pay your or your passengers’ medical expenses if you’re injured in a car accident, regardless of who caused the accident. It is optional coverage and not available in all states. Vl 17 Insurance Agency can help you get a quick and comprehensive auto insurance quote, including medical expense coverage.

COMPREHENSIVE COVERAGE

Comprehensive coverage covers the insured auto for physical damage arising from perils other than collision. Refer to the policy for specific definitions and exclusions. Auto Coverage is subject to the deductible selected in Express.

PERSONAL INJURY PROTECTION (PIP)

The formal name used for coverage associated with no-fault laws in applicable states. PIP generally encompasses medical expenses and loss of income. Refer to the policy contract in your state for specific details. The limit selectable in Express is the per person limit. (In ND, OR, UT, and WA, this limit is displayed in thousands of dollars. Example: 10 means $10,000.)

UNINSURED/UNDERINSURED MOTORISTS PROPERTY DAMAGE, UM/UIMPD

Uninsured motorist property damage (UMPD) and underinsured motorist property damage (UIMPD) pays for damage to your car or property caused by an uninsured driver. It covers you if you are involved in an accident with someone who doesn’t have insurance or is underinsured.

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AUTO INSURANCE

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Obtenga una cotización de seguro

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Inicie una cotización de seguro de automóvil rápida y gratuita con AGENCIA DE SEGUROS .

Le ayudamos a encontrar las coberturas de seguro adecuadas para usted, ¡para que no pague por nada que no desee!

Cambie a AGENCIA DE SEGUROS para obtener una póliza de seguro de una marca en la que pueda confiar.

Llama al: (281)-606-0750

FREQUENTLY ASKED QUESTIONS.

What determines the premium of my primary liability coverage?

This is determined based on years of experience for the driver, a record of MVR ( motor vehicle report of the drivers ), years of experience of a trucking company, parking of the trucks ( out of big city parking ), losses history ( loss run).

Do late payments affect my insurance? If yes, how?

If your payment is late the finance company will charge usually 200$ more.

What if my policy lapsed?

They reinstate it for 30 days.

If I cancel coverage or my policy, how long it take for me to receive a refund?

if you have liability due to filing it will take 35 days and cargo after 7 days.

If I have to file a claim, how long will it impact my insurance?

When you file a claim always affect your premium at the renewal with your current insurance company, and if we do quote with another insurance company they will ask for a loss run (claim history for the last three years).